2010 Annual Benefits Enrollment Updates

It is hard to believe another year has flown by, and here we are preparing for Annual Enrollment 2010!

As part of our commitment to provide innovative insurance solutions, EMPO Corporation is excited to announce its new partnership with Lincoln Financial Group. Lincoln Financial Group’s portfolio includes competitive Life, STD, LTD, and Dental insurance plans along with other value-added services such as Travel Connect and Lincoln DentalConnect. To facilitate the transition, all Assurant plan participants will be automatically transferred into the equivalent Lincoln Financial Group plan. New plan descriptions, premium rates, and enrollment/change forms will be included in the annual enrollment packets.

Electronic annual enrollment packets will be emailed to employers between November 16 and November 20. Please forward the annual enrollment packets to your staff or print the information as necessary. Annual enrollment is scheduled to begin November 20 and end December 4; the plan year begins 1/1/2010 and ends 12/31/2010. EMPO will insert paycheck stuffers during the weeks of November 16 through November 30 reminding employees to review their annual enrollment materials and to return forms by December 4.

During annual enrollment, employees will have the opportunity to add, drop, or change flexible spending account elections, vision, legal services, and medical and dental benefits. If employees do not make any changes to their existing benefits, they will continue uninterrupted in 2010. The only exception is the flexible spending account(s). Employees are required to complete a 2010 enrollment form for eflex flexible spending accounts: Health, Dependent Care, Individual Premium and/or Transportation Accounts. The 2009 flexible spending accounts cannot rollover automatically into the new year.

EMPO Corporation’s goal is to ensure Annual Enrollment 2010 is simple, efficient and successful. If you have any questions or concerns about annual enrollment or would like additional information about how Lincoln Financial Group plans can be a valuable addition to your employee benefits collection, please contact your Benefits Specialist.