How Do I Add Someone To My Td Ameritrade Account

Time is of the essence if you need to grant someone access to your TD Ameritrade account. Adding a user requires understanding procedures and completing specific forms to avoid delays.

This article provides a step-by-step guide on how to add someone to your TD Ameritrade account, ensuring authorized individuals can manage your investments as needed.

Understanding Account Access Options

TD Ameritrade offers different levels of access, impacting what a user can do.

These options range from limited inquiry access to full trading authority.

Select the right option based on the individual's intended role.

Limited Inquiry Access

This level allows the individual to view account information only.

They cannot make trades or withdraw funds.

Ideal for providing visibility to family members or advisors without granting transaction capabilities.

Full Trading Authority

This grants complete control over the account, including trading and withdrawals.

Exercise extreme caution when assigning this level of access.

Typically reserved for spouses or trusted financial professionals.

The Application Process: Step-by-Step

Adding someone to your TD Ameritrade account requires completing specific forms.

The process involves downloading, filling out, and submitting the appropriate documentation.

Incorrect or incomplete forms can cause significant delays.

Step 1: Download the Required Forms

Visit the TD Ameritrade website and navigate to the "Forms & Agreements" section.

Search for the "Limited Power of Attorney" or "Full Power of Attorney" form, depending on the desired access level.

Alternatively, contact TD Ameritrade Client Services to request the forms directly.

Step 2: Complete the Forms Accurately

Fill out all sections of the form completely and accurately.

Include the account holder's information, the authorized user's information, and the specific powers being granted.

Ensure all signatures are provided where required.

Step 3: Notarization (If Required)

Some forms require notarization, particularly those granting full trading authority.

Check the instructions on the form to determine if notarization is necessary.

Visit a local notary public to have the document notarized.

Step 4: Submit the Forms to TD Ameritrade

Submit the completed and notarized (if required) forms to TD Ameritrade.

You can submit the forms via mail or upload them through the secure message center on the TD Ameritrade website.

The mailing address is typically included on the form itself or on the TD Ameritrade website.

Step 5: Confirmation and Activation

TD Ameritrade will review the submitted forms.

They will contact you to confirm the information and activate the authorized user's access.

This process can take several business days.

Important Considerations

Review the powers granted regularly.

Ensure they still align with your needs and the authorized user's role.

You can revoke access at any time by submitting a written request to TD Ameritrade.

Protect your account information and regularly monitor account activity.

This helps safeguard your investments and detect any unauthorized activity promptly.

Report any suspicious activity immediately to TD Ameritrade.

Next Steps

Download the appropriate forms from the TD Ameritrade website today.

Complete and submit them as soon as possible to grant the necessary access.

Contact TD Ameritrade Client Services at 800-669-3900 if you have any questions or require assistance.